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100 Best Billing Apps for Solo Founders and Small Teams

Ardelia Team · September 30, 2026 · 12 min read

Billing needs vary widely, from sending occasional client invoices to managing complex subscriptions. This editorial selection begins with 25 tools spanning those use cases; the ordering is not an objective ranking.

  1. QuickBooks Online

    QuickBooks Online creates invoices, tracks payments, and connects billing activity with small-business accounting records. It helps founders reduce duplicate data entry by linking invoicing, payment status, and bookkeeping workflows.

  2. FreshBooks

    FreshBooks creates invoices, tracks expenses and time, accepts payments, and supports small-business accounting. It helps service founders turn completed work into invoices without maintaining separate billing spreadsheets.

  3. Stripe Billing

    Stripe Billing automates recurring invoices, subscription changes, usage-based charges, and payment collection for online businesses. It helps software companies manage changing customer charges without building every recurring billing workflow internally.

  4. Xero

    Xero generates invoices, supports online payments through integrations, and reconciles transactions within accounting workflows. It helps teams keep customer balances current by connecting invoice records to bank reconciliation.

  5. Zoho Invoice

    Zoho Invoice creates estimates, invoices, recurring bills, payment reminders, and client portals. It helps service businesses standardize billing follow-up when manually tracking due dates becomes unreliable.

  6. Square Invoices

    Square Invoices creates estimates and invoices, accepts payments, and tracks customer balances. It helps local service businesses collect deposits and final payments through a familiar payment ecosystem.

  7. Wave

    Wave provides invoicing, payment acceptance, and basic accounting tools for small businesses. It helps budget-conscious owners send professional invoices and monitor payments without adopting complex accounting software.

  8. PayPal Invoicing

    PayPal Invoicing lets businesses send invoices, accept payments, and track invoice status online. It helps sellers request payment from customers who already prefer paying through PayPal accounts.

  9. Chargebee

    Chargebee manages recurring subscriptions, invoicing, proration, and revenue-related billing operations for subscription businesses. It helps subscription teams handle upgrades, downgrades, and renewals without manually recalculating customer charges.

  10. Recurly

    Recurly manages recurring billing, subscription plans, payment retries, and churn-related recovery workflows. It helps subscription businesses address failed payments through automated retry and recovery processes.

  11. Zuora Billing

    Zuora Billing manages subscriptions, usage charges, invoicing, and payment collection for recurring-revenue businesses. It helps enterprises support changing subscription plans without rebuilding billing logic for every customer change.

  12. Paddle

    Paddle provides software businesses with subscription billing, payments, invoicing, and tax management services. It helps global software sellers simplify tax and payment operations across international customer transactions.

  13. Maxio

    Maxio provides subscription billing, invoicing, revenue reporting, and financial operations tools for SaaS companies. It helps SaaS finance teams manage complex recurring billing data without relying on disconnected spreadsheets.

  14. BILL

    BILL automates accounts payable and receivable workflows, including invoices, approvals, and business payments. It helps small teams replace emailed invoice approvals with trackable, role-based payment processes.

  15. Odoo Invoicing

    Odoo Invoicing creates customer invoices, manages payments, and integrates with Odoo's broader business applications. It helps growing teams centralize billing alongside sales, inventory, and accounting data in one system.

  16. Sage Intacct

    Sage Intacct handles accounts receivable, invoicing, and financial management for organizations with complex needs. It helps finance teams handle multi-entity billing processes that outgrow basic small-business accounting tools.

  17. Invoice Ninja

    Invoice Ninja creates invoices, estimates, client records, and payment gateway connections, with self-hosting available. It helps teams seeking data control configure invoicing around their preferred payment providers.

  18. Harvest

    Harvest tracks time and expenses, then turns billable records into invoices for client work. It helps consultancies prevent missed billable hours by connecting timesheets directly to invoice creation.

  19. HoneyBook

    HoneyBook manages client inquiries, contracts, invoices, and payments for independent service businesses. It helps event and creative professionals organize client billing alongside booking and contract steps.

  20. Bonsai

    Bonsai provides proposals, contracts, invoices, and payment tools for freelancers and small service businesses. It helps solo operators reduce administrative handoffs by managing client agreements and invoices together.

  21. Invoice Simple

    Invoice Simple lets service providers create estimates and invoices from mobile devices or web browsers. It helps field-based businesses bill customers immediately instead of returning later to complete paperwork.

  22. Hiveage

    Hiveage creates invoices, estimates, recurring billing schedules, and payment reminders for freelancers and businesses. It helps consultants reduce late payments through scheduled reminders and clearer tracking of outstanding invoices.

  23. Plutio

    Plutio combines proposals, invoices, client management, and project collaboration for service-based businesses. It helps agencies move client work from proposal approval to billing without switching between separate tools.

  24. FreeAgent

    FreeAgent offers invoicing, expense tracking, and accounting tools tailored to freelancers and small businesses. It helps independent professionals manage client invoices alongside tax-related financial records from one workspace.

  25. GoCardless

    GoCardless collects recurring bank payments through direct debit and supports payment scheduling for businesses. It helps subscription providers reduce card-expiry churn by offering bank-based recurring payment collection.

  26. Ordway

    Ordway manages subscription billing, invoicing, revenue recognition, and payment workflows for recurring-revenue businesses. It helps finance teams reduce manual subscription calculations when billing customers across changing plans and contracts.

  27. Billsby

    Billsby provides subscription management tools for creating plans, collecting recurring payments, and managing customer accounts. It helps SaaS businesses avoid building custom recurring-billing infrastructure for subscriptions, upgrades, and cancellations.

  28. Younium

    Younium supports subscription billing, quoting, invoicing, and revenue operations for B2B SaaS companies. It helps B2B teams manage complex contracts when customers have negotiated terms, usage, and multiple subscriptions.

  29. SubscriptionFlow

    SubscriptionFlow manages recurring billing, subscriptions, invoicing, payment collection, and customer lifecycle workflows. It helps subscription businesses reduce missed renewals by centralizing recurring charges and customer subscription changes.

  30. Zenskar

    Zenskar automates usage-based billing and invoicing for businesses with complex pricing models. It helps teams bill variable usage accurately without maintaining fragile spreadsheets for pricing calculations.

  31. ChargeOver

    ChargeOver provides recurring billing, invoicing, payment processing, and accounts receivable automation tools. It helps businesses spend less time chasing payments by automating invoices, reminders, and recurring charges.

  32. Invoicera

    Invoicera creates invoices, estimates, recurring bills, expense records, and client payment portals. It helps service businesses standardize client billing when invoices and payment follow-ups are handled manually.

  33. KashFlow

    KashFlow is cloud accounting software with invoicing, expense tracking, bank feeds, and reporting. It helps small businesses keep billing and bookkeeping connected instead of reconciling separate records later.

  34. Billdu

    Billdu creates invoices, estimates, delivery notes, recurring invoices, and online payment requests. It helps mobile businesses send professional invoices quickly when work is completed away from a desk.

  35. Invoice2go

    Invoice2go helps small businesses create invoices, estimates, payment reminders, and customer records. It helps independent operators replace handwritten or improvised invoices with reusable, trackable billing documents.

  36. Bookipi

    Bookipi provides invoicing, estimates, expense tracking, and payment reminders for small businesses. It helps sole traders organize customer billing from one place instead of using scattered templates.

  37. ZipBooks

    ZipBooks combines invoicing, accounting, time tracking, expense management, and financial reporting. It helps freelancers connect billable work to bookkeeping without repeatedly entering the same transaction details.

  38. Akaunting

    Akaunting is open-source accounting software for invoicing, expense tracking, banking, and financial reports. It helps small teams maintain financial records and invoices without relying on separate desktop spreadsheets.

  39. Manager

    Manager provides desktop accounting tools for invoicing, quotes, inventory, banking, and financial reporting. It helps businesses needing local accounting software keep invoices and core financial records together.

  40. Kashoo

    Kashoo offers small-business accounting with invoicing, expense tracking, bank connections, and reporting. It helps owners simplify routine bookkeeping when they need invoices tied directly to business transactions.

  41. Indy

    Indy offers freelancers proposals, contracts, time tracking, invoices, and client management tools. It helps freelancers move from approved work to payment without assembling documents across multiple applications.

  42. Dubsado

    Dubsado manages client onboarding, contracts, invoices, payment schedules, and workflow automation. It helps service providers prevent administrative gaps between client inquiries, signed agreements, and final payments.

  43. 17hats

    17hats combines lead management, contracts, invoicing, online payments, and client workflow tools. It helps solo service businesses manage client administration without manually coordinating separate billing steps.

  44. Jobber

    Jobber helps home-service businesses schedule jobs, create quotes, invoice customers, and collect payments. It helps field-service teams bill completed jobs promptly instead of returning to the office for paperwork.

  45. Housecall Pro

    Housecall Pro supports scheduling, dispatching, estimates, invoicing, and payments for home-service businesses. It helps technicians turn completed appointments into paid invoices without disconnected field and office processes.

  46. ServiceTitan

    ServiceTitan provides operational software for trade contractors, including estimates, invoicing, payments, and reporting. It helps larger service operations coordinate billing when multiple technicians, jobs, and offices are involved.

  47. FieldPulse

    FieldPulse offers field-service scheduling, estimates, invoicing, payments, and customer management tools. It helps contractors avoid losing billing details when job information is captured across calls and paper notes.

  48. Scoro

    Scoro combines project management, quoting, invoicing, time tracking, and business performance reporting. It helps agencies connect project delivery to invoices when billable time and budgets change frequently.

  49. Paymo

    Paymo provides project planning, time tracking, task management, invoicing, and client collaboration tools. It helps teams convert tracked hours into invoices without manually transferring timesheet data between systems.

  50. Clockify

    Clockify tracks work time and creates invoices from billable hours, rates, and project records. It helps teams invoice accurately when their billing depends on hours recorded across different projects.

  51. NetSuite SuiteBilling

    NetSuite SuiteBilling automates recurring charges, usage billing, invoicing, and revenue processes within the NetSuite ERP. It helps finance teams avoid manual subscription invoices by applying billing schedules and usage rules.

  52. BillingPlatform

    BillingPlatform provides configurable billing, rating, invoicing, collections, and revenue management for complex business models. It helps companies replace rigid billing workflows when products require custom pricing or multiple charge types.

  53. Aria Systems

    Aria Systems offers a cloud billing platform for recurring, usage-based, and hybrid revenue models. It helps subscription businesses manage changing plans and consumption charges without rebuilding billing logic.

  54. Gotransverse

    Gotransverse delivers subscription and usage billing software with rating, invoicing, and revenue-management tools. It helps teams calculate complex usage charges accurately across customers, products, and pricing plans.

  55. LogiSense

    LogiSense provides usage-based billing software for metered services, subscriptions, and outcome-based commercial models. It helps businesses invoice variable customer consumption without relying on spreadsheets or manual calculations.

  56. Cerillion Billing

    Cerillion Billing manages customer accounts, charging, invoicing, payments, and collections for service providers. It helps service businesses consolidate fragmented customer billing data into a unified operational system.

  57. Oracle Communications Billing and Revenue Management

    Oracle Communications Billing and Revenue Management supports rating, charging, invoicing, and revenue operations for communications providers. It helps large providers handle high-volume, multi-service billing that simpler invoicing tools cannot accommodate.

  58. SAP Billing and Revenue Innovation Management

    SAP Billing and Revenue Innovation Management supports subscription, usage, and recurring billing across enterprise operations. It helps enterprises connect complex billing models with established finance, sales, and service processes.

  59. Salesforce Revenue Cloud

    Salesforce Revenue Cloud connects product catalogs, quoting, contracts, orders, and billing within Salesforce. It helps revenue teams reduce handoffs between sales and finance when customer agreements change.

  60. Microsoft Dynamics 365 Finance

    Microsoft Dynamics 365 Finance includes customer invoicing, accounts receivable, collections, and financial reporting capabilities. It helps organizations centralize invoice processing alongside general ledger and customer account records.

  61. Acumatica

    Acumatica provides ERP billing tools for recurring invoices, project billing, customer accounts, and payments. It helps growing businesses link operational projects and contracts directly to their invoicing workflows.

  62. ERPNext

    ERPNext is open-source business software that creates sales invoices, manages subscriptions, and tracks customer payments. It helps small teams combine invoicing with inventory, accounting, and customer records in one system.

  63. Dolibarr

    Dolibarr is open-source ERP and CRM software with quotation, invoice, payment, and customer-management modules. It helps small businesses organize basic billing and client administration without maintaining separate tools.

  64. WHMCS

    WHMCS automates client management, recurring billing, support, and provisioning for web hosting businesses. It helps hosting providers reduce repetitive account billing tasks tied to domains and services.

  65. Blesta

    Blesta provides client management, recurring invoicing, payments, and service billing for hosting companies. It helps hosting teams manage customer invoices and service renewals from a single administration portal.

  66. HostBill

    HostBill manages hosting clients, automated invoices, payments, support requests, and service provisioning. It helps hosting businesses coordinate billing with the operational setup of customer services.

  67. Clientexec

    Clientexec offers customer management, recurring billing, support ticketing, and payment processing for hosting providers. It helps providers avoid tracking client payments, support issues, and service details across separate systems.

  68. InvoicePlane

    InvoicePlane is open-source software for creating quotes, invoices, customers, and payment records. It helps freelancers create professional invoices without subscribing to a broader accounting platform.

  69. Fakturoid

    Fakturoid creates invoices, tracks payments, and supports recurring billing for small businesses and freelancers. It helps independent businesses simplify routine invoicing and identify unpaid customer balances quickly.

  70. Sufio

    Sufio automatically creates invoices for Shopify orders and supports tax-compliant invoice document generation. It helps Shopify merchants avoid manually preparing invoices for every completed online order.

  71. Quaderno

    Quaderno automates tax calculations, tax-compliant invoices, and reporting for online and subscription businesses. It helps sellers manage tax documentation across jurisdictions without manually calculating transaction taxes.

  72. Invoiced

    Invoiced provides accounts receivable automation, digital invoices, payment collection, and customer credit tools. It helps finance teams reduce manual follow-ups and streamline invoice-to-cash collection processes.

  73. Upflow

    Upflow centralizes accounts receivable workflows, customer payment collection, and invoice follow-up communications. It helps finance teams pursue overdue invoices systematically while keeping customer conversations organized.

  74. Chaser

    Chaser automates payment reminders and tracks invoice chasing activities for accounts receivable teams. It helps businesses reduce late payments without requiring staff to send repetitive reminder emails.

  75. PayPro Global

    PayPro Global provides ecommerce, subscription billing, payment processing, and merchant-of-record services for software sellers. It helps software companies manage global payments and billing administration through one commercial platform.

  76. Pabbly Subscription Billing

    Pabbly Subscription Billing creates recurring plans, collects payments, and manages customer subscription lifecycles. It helps businesses replace manual recurring invoices with scheduled charges and subscription status tracking.

  77. PayKickstart

    PayKickstart manages subscription payments, checkout flows, affiliate programs, and sales campaign reporting. It helps digital sellers coordinate recurring billing and affiliate commissions from one operational workflow.

  78. Stax Bill

    Stax Bill automates recurring billing, invoicing, revenue workflows, and customer account management. It helps subscription businesses reduce manual billing tasks across complex customer contracts and payment schedules.

  79. Kill Bill

    Kill Bill is an open-source platform for subscription billing, payments, invoicing, and account management. It helps technical teams customize billing logic when packaged systems cannot match their product requirements.

  80. Lago

    Lago is an open-source billing platform for metered usage, subscriptions, invoices, and payment integrations. It helps companies translate product usage into billable charges without building metering infrastructure from scratch.

  81. Orb

    Orb provides usage-based billing infrastructure for metering events, pricing models, invoicing, and revenue operations. It helps software companies accurately bill variable customer consumption across changing pricing plans.

  82. Metronome

    Metronome supports usage-based billing through event ingestion, customer pricing, invoicing, and analytics. It helps finance teams handle consumption pricing without relying on error-prone spreadsheet calculations.

  83. m3ter

    m3ter provides usage metering, pricing configuration, billing calculations, and data exports for software businesses. It helps teams launch and revise usage-based pricing without extensive engineering changes.

  84. Amberflo

    Amberflo tracks product usage and supports metered billing, pricing, invoicing, and customer usage insights. It helps SaaS providers measure consumption reliably before turning usage data into customer charges.

  85. OpenMeter

    OpenMeter is an open-source system for collecting, aggregating, and querying product usage events. It helps developers establish a dependable usage-data foundation for billing and entitlement decisions.

  86. Togai

    Togai provides metering and billing tools for usage-based pricing, invoicing, and revenue operations. It helps teams operationalize complex consumption charges without maintaining custom billing calculation code.

  87. OneBill

    OneBill manages subscription, usage-based, and partner billing with invoicing and revenue-related workflows. It helps businesses consolidate multiple charging models that otherwise require separate billing processes.

  88. BQE CORE

    BQE CORE combines project accounting, time tracking, expense management, invoicing, and reporting. It helps professional services firms convert tracked labor and expenses into accurate client invoices.

  89. BigTime

    BigTime provides professional services automation with time tracking, project management, billing, and invoicing. It helps consulting teams avoid missed billable hours by connecting project work directly to invoices.

  90. Avaza

    Avaza combines project management, time tracking, expense tracking, quotes, and client invoicing. It helps small agencies bill clients from recorded work instead of reconstructing invoices manually.

  91. TimeCamp

    TimeCamp tracks work hours, budgets, attendance, and billable time for invoice preparation. It helps teams identify billable work accurately when staff hours are spread across many projects.

  92. Toggl Track

    Toggl Track records time, organizes projects, produces reports, and supports invoice creation. It helps freelancers turn detailed time records into clearer invoices for clients.

  93. PracticePanther

    PracticePanther is legal practice management software with matter tracking, timekeeping, billing, and payments. It helps law firms capture billable activity and manage client balances within case records.

  94. Clio Manage

    Clio Manage provides legal matter management, time tracking, billing, invoicing, and payment tools. It helps legal teams reduce disconnected administrative work between case activity and client billing.

  95. MyCase

    MyCase combines legal case management, client communication, timekeeping, billing, and online payments. It helps small law firms collect payments faster through invoices connected to client matters.

  96. CosmoLex

    CosmoLex combines legal practice management, billing, trust accounting, and general accounting functions. It helps law firms manage trust-related financial records without separate accounting software.

  97. TimeSolv

    TimeSolv provides legal time tracking, expense capture, billing, invoicing, and reporting tools. It helps attorneys create detailed client bills from contemporaneous time and expense entries.

  98. SimplePractice

    SimplePractice is practice management software for scheduling, documentation, billing, insurance claims, and payments. It helps health practitioners reduce administrative friction between appointments, claims, and patient balances.

  99. Jane

    Jane provides practice management tools for scheduling, charting, invoicing, payments, and insurance billing. It helps clinics manage appointment-related charges without maintaining separate scheduling and billing records.

  100. TherapyNotes

    TherapyNotes offers behavioral health records, scheduling, patient billing, insurance claims, and payment processing. It helps mental health practices handle clinical documentation and insurance billing in one system.

Compare each tool against your billing model, payment methods, accounting requirements, and the workflows your team handles most often.

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